Professional Liability in The Digital Age

Digital-era tasks such as website development, search engine optimization, and social media management have become vital for businesses. These positions are rewarding, but they also come with distinct risks. Some of these risks can be mitigated with professional liability insurance, also known as errors and omissions insurance (E&O).

As general liability insurance covers bodily injury or property damage. Professional liability insurance covers damages caused by their negligence, errors, or omissions by the business professionals in the course of their duties.

So why the need for professional liability insurance? It not only provides an economic safety net for the practitioner, but also has intrinsic value. Everyone, even highly skilled experts can and do make mistakes. Having professional liability insurance in place protects a business and the professional from financial damage caused by errors, including legal fees, settlements, and judgments. Reputations can be harmed, and professional liability insurance may help mitigate that. Finally, having a liability policy in place shows the professional is responsibility and willingness to make amends for errors and fosters confidence and trust between the professional and client.

What may happen in the real world one wonders? An e-commerce platform is being developed by a website expert but due to a lapse in configuration of the site's payment gateway, the client suffers substantial sales losses. Consequently, the client files a lawsuit to recover the lost revenue and costs incurred to resolve the problem. An SEO specialist executes a strategy that unintentionally violates search engine guidelines, resulting in the client's website being penalized and suffering a decline in rankings. As a result, traffic and sales decline, resulting in the client filing a lawsuit. A social media manager arranges posts for a client and a mistake causes a sensitive post to be published prematurely, leading to a public outcry and considerable damage to the client's reputation. The result is the client initiates legal action to recover public relations expenses and business losses.

Professional liability insurance is crucial for web professionals, including website creators, SEO specialists, and social media managers. It offers vital financial protection against claims of negligence and mistakes, aiding in risk management and the preservation of your professional standing. In an era where digital errors can have substantial financial repercussions, securing appropriate insurance coverage is not just prudent, it is imperative.

As a web professional, reach out to us today to discover how professional liability insurance can safeguard you. This will contribute to your business's sustained success.

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Oklahoma Auto Insurance Discounts You Can Actually Qualify For

By Steven Conway • December 17, 2025

Auto insurance discounts can feel like Bigfoot — everyone talks about them, and if you’ve spent time in Broken Bow or Hochatown, you know some folks swear they’ve seen one. But actually finding a discount that applies to you? That’s another story. At Conway Insurance, we help Oklahomans cut through the gimmicks and find the discounts that are real, practical, and can actually lower your bill. Whether you’re in Oklahoma City, Edmond, Norman, Midwest City, Tulsa, or down in Broken Bow, here’s what you need to know about saving money without sacrificing protection. If you’re looking for affordable auto insurance in Oklahoma without cutting corners, you’re in the right place. TL;DR – Quick Guide to Oklahoma Auto Insurance Discounts Looking for affordable auto insurance in Oklahoma without cutting coverage? Here are the biggest ways Oklahomans save: 🎓 Good Student – Teens/college drivers with B average or better. 🚗 Multi-Car & Multi-Policy – Biggest savings for families, bundles, or renters + auto. 📱 Safe Driver / Telematics – Drive safely, get rewarded (Progressive Snapshot, GEICO DriveEasy). 💻 Auto-Draft & Paperless – Small but easy savings for e-sign and autopay. 🛡️ Loyalty & Continuous Coverage – Stick with your carrier, avoid lapses, earn better pricing. 🏠 Bundle with Renters/Home – Even a small renters policy can drop your auto rates. 🎖️ Military Discounts – Available with carriers like GEICO for active, retired, Guard/Reserve. 🧾 Defensive Driving & Driver’s Ed – Great for teens, mature drivers, or ticket clean-up. ⚡ Bonus Discounts – Hybrid/EV, early renewal, prior carrier, professional group credits. 👉 Not all discounts apply to all drivers; eligibility varies by carrier and may change at renewal. We’ll shop Progressive, GEICO, Safeco, Mercury, NatGen, and more to find what fits you. Why Discounts Get Confusing Carriers love to advertise “up to 20% savings,” but here’s the fine print: not every discount applies to every driver. That’s why one person leaves smiling, while another wonders why their rate didn’t budge. And let’s be honest — it’s frustrating when you see ads promising huge savings, but your own quote barely changes. Sound familiar? As an independent agency, Conway Insurance shops Progressive, GEICO, and other trusted carriers to match you with the discounts you actually qualify for — no false promises.

Buying a Car in Oklahoma? 7 Costly Mistakes (and How Insurance Fits In)

By Steven Conway • December 3, 2025

You’ve driven up to a car dealership in Edmond, Norman, Tulsa, or one of the hundreds across Oklahoma for a test drive — fallen in love with the leather seats, the new-car smell, and the salesperson’s “today-only deal.” You’ve convinced yourself the monthly payment isn’t that bad. You know the look — that “today-only deal” grin. Then come the tag fees… and that insurance quote you didn’t see coming. Buying a car isn’t just about the test drive and financing; it’s about understanding the hidden costs that follow you home — like insurance. 🧾 TL;DR – Quick Guide 🚘 Buying a car in Oklahoma? Avoid these seven mistakes: ❌ Don’t skip VIN checks ❌ Don’t rely on minimum coverage 💬 Quote your insurance before signing 🛡️ Protect yourself with GAP and comprehensive coverage 📋 Review your policy afterward 🤝 Keep your agent in the loop — small details prevent big problems 🧭 Oklahoma Quick Facts • 13% of Oklahoma drivers are uninsured • State minimum liability: 25/50/25 — meaning $25,000 per person, $50,000 per accident for bodily injury, and $25,000 for property damage • Average new vehicle cost: $48,000 • Average Oklahoma tag & title fees: $300–$600 per vehicle 💡 Translation: A single crash involving a newer SUV could exceed the state’s minimum property-damage limit instantly.